TERM SAVINGS REFINANCE YOUR HOME MORTGAGE AND YOU MAY BE ABLE TO CUT 10 OR MORE YEARS OFF YOUR CURRENT MORTGAGE AND KEEP YOUR PAYMENTS ABOUT THE SAME AS YOU NOW PAY DEPENDING UPON YOUR LOAN AMOUNT AND THE NEW LOW INTEREST RATE YOU MAY QUALIFY FOR. THIS OF COURSE WOULD SAVE YOU MANY THOUSANDS OF DOLLARS. AS AN EXAMPLE ON A $300,000.00 MORTGAGE @ A RATE OF 7.50% AND A CURRENT MONTHLY PAYMENT OF $2097.65 BY SHORTEN YOUR TERM FROM A 30 YEAR TERM TO 15 YEARS @ A NEW FIXED RATE OF 5.25% AND NEW PAYMENT OF $2411.64 YOUR MONTHLY PAYMENTS WOULD ONLY INCREASE BY$313.99 AND YOUR TERM SAVING WOULD BE $377,577.00. THAT'S A LOT OF SAVINGS....REMEMBER, THIS COULD BE YOUR HARD EARNED MONEY THAT WE ARE TALKING ABOUT.

DEBT CONSOLIDATION / PAY OFF HIGH INTEREST CREDIT CARDS & CURRENT MORTGAGE.

A LOAN AMOUNT OF 200,000.00 @ A NEW RATE OF 5.75% ON A 30 YEAR TERM WOULD BE A PAYMENT OF 1167.15 PER MONTH. IF YOUR CURRENT RATE IS @ 7.50 % ON A LOAN AMOUNT OF 200,000.00 YOUR CURRENT PAYMENT WOULD BE 1398.43 ON A 30 YEAR TERM.

IF YOU CONSOLIDATED JUST 30,000.00 OF CREDIT CARD BALANCES AS WELL AS A CURRENT MORTGE BALANCE OF AROUND 170,000, YOUR CURRENT PAYMENTS WOULD BE AROUND $900.00 FOR CREDIT CARDS THAT AMOUNT ADDED TO 1398.43 PER MONTH FOR THE MORTGAGE PAYMENT WOULD MAKE YOUR TOTAL CURRENT PAYMENTS FOR YOUR MORTGAGE AND CREDIT CARDS $2298.43. YOUR NEW PAYMENT WOULD BE $1167.15 @ A RATE OF 5.75% FOR A 30 YEARS TERM.

THIS WOULD ALLOW YOU TO SAVE $1131.28 PER MONTH. IMAGINE WHAT YOU COULD DO EACH MONTH WITH AN EXTRA $1,100.00?

GET CASH-OUT

USE THE EQUITY IN YOUR HOME. LET IT WORK FOR YOU BY PROVIDING YOU THE CASH YOU MAY NEED FOR HOME IMPROVEMENTS OR A NEW CAR, OR COLLEGE TUITION OR A FIRST CLASS VACATION OR A NEW BOAT OR WHAT EVER ELSE YOU MAY DESIRE. WITH TODAYS LOW INTEREST RATES YOU MAY BE ABLE TO GET OUT AS MUCH AS $25,000.00 AND YOUR NEW PAYMENT MAY NOT EVEN INCREASE.

HOW WELL WOULD THAT WORK FOR YOU? OR GET 50,000.00 AND YOUR MONTHLY PAYMENTS MAY ONLY INCREASE BY ONLY $75.00 TO $100.00 PER MONTH.

OF COURSE THE ABOVE ARE SOME OF THE MANY EXAMPLES THAT EXIST. MONTHLY PAYMENTS WILL VARY DEPENDING UPON THE AMOUNT YOU BORROW AND THE TERM YOU CHOOSE AND THE INTEREST RATE THAT YOU ARE ABLE TO QUALIFY FOR.

WHAT EVER YOUR PARTICULAR FINANCIAL NEEDS OR GOALS HAPPEN TO BE, REFINANCING YOUR HOME MORTGAGE AND CONSOLIDATING OTHER BILLS AND OR CASHING OUT AGAINST SOME OF YOUR EQUITY IN YOUR HOME MAY HELP TO MAKE A HUGE DIFFERENCE IN THE LIVES OF YOUR FAMILY AND YOURSELF.

LET US SHOW YOU THE MANY PROGRAMS THAT WE HAVE ACCESS TO.

REMEMBER OUR GOAL IS TO MEET OR EXCEED YOU EXPECTATIONS!